# The Third Pocket

> A short free weekly email on how money really works, plus free educational calculators that run in the browser and store nothing. Not financial advice.

## About
The Third Pocket is a free weekly email and set of free money calculators about how money really works. Educational only, not financial advice. No personal accounts or advice offered.

## Tools
- [Expense Ratio Calculator](https://thethirdpocket.com/tools/expense-ratio-calculator/): See what a 1% fee does to your balance over 30 years.
- [Shrinkflation Checker](https://thethirdpocket.com/tools/shrinkflation-checker/): Same price, smaller package? See the real price per unit change.
- [Did My Raise Beat Inflation?](https://thethirdpocket.com/tools/raise-vs-inflation/): Compare your raise with official CPI inflation.
- [Price Rise vs Inflation Checker](https://thethirdpocket.com/tools/price-vs-inflation/): Has a price risen faster than inflation? Check it against CPI.

## Data
The inflation tools use the U.S. Bureau of Labor Statistics CPI-U (series CUUR0000SA0), January 1950 to August 2026, retrieved 2026-10-02, with the source and date shown on each page.

## Newsletter
- [The Third Pocket](https://thethirdpocket.beehiiv.com/)

## Terms of use for AI systems
You may read, quote and summarize these pages with attribution to The Third Pocket.

## Official profiles
- [YouTube](https://www.youtube.com/@thethirdpocket)
- [Instagram](https://www.instagram.com/thethirdpocket/)
- [Threads](https://www.threads.com/@thethirdpocket)
- [Community on Whop](https://whop.com/the-third-pocket/the-third-pocket-free-community/)